Call reports 2013
WORLD'S FOREMOST BANK — 2013
What WORLD'S FOREMOST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,762,380,000 | 3,949,033,000 | 4,137,086,000 | 4,135,498,000 |
| Total loans | 3,418,747,000 | 3,524,927,000 | 3,645,410,000 | 4,013,695,000 |
| Allowance for loan losses | 64,700,000 | 62,500,000 | 57,370,000 | 53,110,000 |
| Securities available for sale | 706,000 | 741,000 | 741,000 | 715,000 |
| Securities held to maturity | 1,900,000 | 136,880,000 | 136,545,000 | 1,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 976,773,000 | 1,197,173,000 | 1,155,899,000 | 1,078,464,000 |
| Interest-bearing deposits | 969,367,000 | 1,189,510,000 | 1,147,978,000 | 1,069,362,000 |
| Noninterest-bearing deposits | 7,406,000 | 7,663,000 | 7,921,000 | 9,102,000 |
| Equity capital | 409,928,000 | 426,452,000 | 445,527,000 | 460,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 81,248,000 | 162,439,000 | 250,383,000 | 343,354,000 |
| Interest expense | 13,851,000 | 29,789,000 | 46,863,000 | 63,831,000 |
| Net interest income | 67,397,000 | 132,650,000 | 203,520,000 | 279,523,000 |
| Noninterest income | 78,844,000 | 165,871,000 | 256,195,000 | 352,113,000 |
| Noninterest expense | 109,268,000 | 223,665,000 | 347,061,000 | 485,150,000 |
| Provision for loan losses | 12,775,000 | 24,626,000 | 33,030,000 | 43,223,000 |
| Pretax income | 24,198,000 | 50,230,000 | 79,624,000 | 103,263,000 |
| Income tax | 8,850,000 | 18,358,000 | 28,677,000 | 37,378,000 |
| Net income | 15,348,000 | 31,872,000 | 50,947,000 | 65,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 409,928,000 | 426,452,000 | 445,527,000 | 460,465,000 |
| Total capital | 454,718,000 | 472,183,000 | 492,965,000 | 511,617,000 |
| Risk-weighted assets | 3,563,300,000 | 3,641,727,000 | 3,785,138,000 | 4,090,220,000 |