Call reports 2012
WORLD'S FOREMOST BANK — 2012
What WORLD'S FOREMOST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,140,759,000 | 3,428,706,000 | 3,491,403,000 | 3,731,567,000 |
| Total loans | 2,993,207,000 | 3,079,457,000 | 3,236,593,000 | 3,582,483,000 |
| Allowance for loan losses | 67,050,000 | 67,050,000 | 65,750,000 | 65,600,000 |
| Securities available for sale | 601,000 | 706,000 | 706,000 | 706,000 |
| Securities held to maturity | 2,385,000 | 2,210,000 | 2,035,000 | 1,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,024,326,000 | 1,064,453,000 | 1,080,619,000 | 1,055,951,000 |
| Interest-bearing deposits | 1,018,226,000 | 1,058,045,000 | 1,074,555,000 | 1,048,018,000 |
| Noninterest-bearing deposits | 6,100,000 | 6,408,000 | 6,064,000 | 7,933,000 |
| Equity capital | 365,204,000 | 378,649,000 | 393,172,000 | 394,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 73,108,000 | 145,194,000 | 222,138,000 | 301,699,000 |
| Interest expense | 13,891,000 | 26,579,000 | 40,378,000 | 54,092,000 |
| Net interest income | 59,217,000 | 118,615,000 | 181,760,000 | 247,607,000 |
| Noninterest income | 72,407,000 | 151,146,000 | 231,164,000 | 304,158,000 |
| Noninterest expense | 95,947,000 | 200,537,000 | 310,068,000 | 434,496,000 |
| Provision for loan losses | 6,646,000 | 18,845,000 | 29,231,000 | 42,760,000 |
| Pretax income | 29,031,000 | 50,379,000 | 73,625,000 | 74,509,000 |
| Income tax | 10,741,000 | 18,644,000 | 27,367,000 | 26,843,000 |
| Net income | 18,290,000 | 31,735,000 | 46,258,000 | 47,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 365,204,000 | 378,649,000 | 393,172,000 | 394,580,000 |
| Total capital | 404,116,000 | 419,132,000 | 435,383,000 | 440,927,000 |
| Risk-weighted assets | 3,084,813,000 | 3,212,098,000 | 3,353,352,000 | 3,688,518,000 |