Call reports 2011
WORLD'S FOREMOST BANK — 2011
What WORLD'S FOREMOST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,798,003,000 | 3,305,536,000 | 3,405,676,000 | 3,354,927,000 |
| Total loans | 2,632,602,000 | 2,720,921,000 | 2,819,017,000 | 3,185,700,000 |
| Allowance for loan losses | 82,800,000 | 77,800,000 | 75,300,000 | 73,350,000 |
| Securities available for sale | 0 | 601,000 | 601,000 | 601,000 |
| Securities held to maturity | 1,885,000 | 199,664,000 | 1,515,000 | 2,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 789,774,000 | 1,035,285,000 | 1,042,467,000 | 988,745,000 |
| Interest-bearing deposits | 782,390,000 | 1,027,622,000 | 1,034,888,000 | 982,313,000 |
| Noninterest-bearing deposits | 7,384,000 | 7,663,000 | 7,579,000 | 6,432,000 |
| Equity capital | 319,810,000 | 328,835,000 | 337,559,000 | 346,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 68,402,000 | 133,999,000 | 204,129,000 | 277,241,000 |
| Interest expense | 17,292,000 | 35,860,000 | 55,508,000 | 70,303,000 |
| Net interest income | 51,110,000 | 98,139,000 | 148,621,000 | 206,938,000 |
| Noninterest income | 61,689,000 | 131,145,000 | 202,070,000 | 280,603,000 |
| Noninterest expense | 91,975,000 | 186,370,000 | 282,769,000 | 393,354,000 |
| Provision for loan losses | 7,674,000 | 16,483,000 | 27,616,000 | 39,286,000 |
| Pretax income | 13,150,000 | 26,431,000 | 40,306,000 | 54,901,000 |
| Income tax | 5,740,000 | 9,996,000 | 15,147,000 | 20,387,000 |
| Net income | 7,410,000 | 16,435,000 | 25,159,000 | 34,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 319,810,000 | 328,835,000 | 337,559,000 | 346,914,000 |
| Total capital | 354,109,000 | 365,277,000 | 375,344,000 | 388,370,000 |
| Risk-weighted assets | 2,695,443,000 | 2,874,034,000 | 2,985,319,000 | 3,284,622,000 |