Call reports 2010
WORLD'S FOREMOST BANK — 2010
What WORLD'S FOREMOST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,897,657,000 | 2,958,090,000 | 3,223,622,000 | 2,917,589,000 |
| Total loans | 2,410,309,000 | 2,446,436,000 | 2,517,602,000 | 2,820,756,000 |
| Allowance for loan losses | 104,850,000 | 96,000,000 | 95,125,000 | 90,900,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 226,526,000 | 226,655,000 | 1,485,000 | 2,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,136,000 | 505,395,000 | 559,846,000 | 518,731,000 |
| Interest-bearing deposits | 461,279,000 | 497,049,000 | 554,488,000 | 512,751,000 |
| Noninterest-bearing deposits | 6,857,000 | 8,346,000 | 5,358,000 | 5,980,000 |
| Equity capital | 212,642,000 | 219,901,000 | 227,084,000 | 312,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 71,485,000 | 138,112,000 | 205,727,000 | 271,652,000 |
| Interest expense | 22,959,000 | 46,397,000 | 70,719,000 | 92,943,000 |
| Net interest income | 48,526,000 | 91,715,000 | 135,008,000 | 178,709,000 |
| Noninterest income | 54,805,000 | 116,567,000 | 180,409,000 | 249,787,000 |
| Noninterest expense | 76,073,000 | 152,127,000 | 227,081,000 | 312,270,000 |
| Provision for loan losses | 15,147,000 | 31,756,000 | 51,784,000 | 66,814,000 |
| Pretax income | 12,111,000 | 24,399,000 | 36,552,000 | 49,412,000 |
| Income tax | 4,897,000 | 9,926,000 | 14,896,000 | 17,440,000 |
| Net income | 7,214,000 | 14,473,000 | 21,656,000 | 31,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,642,000 | 219,901,000 | 227,084,000 | 312,400,000 |
| Total capital | 317,492,000 | 315,901,000 | 305,806,000 | 348,968,000 |
| Risk-weighted assets | 792,106,000 | 789,618,000 | 1,698,375,000 | 2,871,084,000 |