Call reports 2007
WORLD'S FOREMOST BANK — 2007
What WORLD'S FOREMOST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 319,230,000 | 340,894,000 | 378,030,000 | 450,616,000 |
| Total loans | 133,636,000 | 137,208,000 | 177,034,000 | 197,262,000 |
| Allowance for loan losses | 2,377,000 | 2,839,000 | 2,901,000 | 3,693,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,768,000 | 6,597,000 | 8,330,000 | 14,280,000 |
| Trading assets | 23,240,000 | 24,978,000 | 27,389,000 | 27,162,000 |
| Total deposits | 100,842,000 | 85,194,000 | 97,638,000 | 160,591,000 |
| Interest-bearing deposits | 100,842,000 | 85,194,000 | 97,638,000 | 160,591,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 97,452,000 | 102,665,000 | 108,304,000 | 114,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,868,000 | 13,232,000 | 23,261,000 | 32,859,000 |
| Interest expense | 1,241,000 | 2,446,000 | 4,252,000 | 7,289,000 |
| Net interest income | 4,627,000 | 10,786,000 | 19,009,000 | 25,570,000 |
| Noninterest income | 53,924,000 | 114,656,000 | 178,380,000 | 244,936,000 |
| Noninterest expense | 50,128,000 | 108,068,000 | 170,370,000 | 232,236,000 |
| Provision for loan losses | 644,000 | 1,560,000 | 2,517,000 | 4,459,000 |
| Pretax income | 7,779,000 | 15,814,000 | 24,502,000 | 33,811,000 |
| Income tax | 2,754,000 | 5,576,000 | 8,625,000 | 11,901,000 |
| Net income | 5,025,000 | 10,238,000 | 15,877,000 | 21,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,452,000 | 102,665,000 | 107,991,000 | 114,337,000 |
| Total capital | 99,829,000 | 105,504,000 | 110,892,000 | 118,030,000 |
| Risk-weighted assets | 464,998,000 | 510,544,000 | 605,579,000 | 701,272,000 |