Call reports 2006
WORLD'S FOREMOST BANK — 2006
What WORLD'S FOREMOST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 244,386,000 | 248,910,000 | 303,702,000 | 316,417,000 |
| Total loans | 129,080,000 | 107,936,000 | 109,407,000 | 156,409,000 |
| Allowance for loan losses | 1,977,000 | 2,092,000 | 2,072,000 | 2,460,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,253,000 | 3,473,000 | 6,889,000 | 6,107,000 |
| Trading assets | 14,838,000 | 17,360,000 | 20,085,000 | 24,473,000 |
| Total deposits | 104,231,000 | 107,054,000 | 106,394,000 | 102,196,000 |
| Interest-bearing deposits | 104,231,000 | 107,054,000 | 106,394,000 | 102,196,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 80,156,000 | 84,353,000 | 90,100,000 | 94,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,757,000 | 11,817,000 | 18,762,000 | 26,073,000 |
| Interest expense | 1,127,000 | 2,301,000 | 3,601,000 | 5,008,000 |
| Net interest income | 5,630,000 | 9,516,000 | 15,161,000 | 21,065,000 |
| Noninterest income | 42,880,000 | 93,993,000 | 148,405,000 | 208,225,000 |
| Noninterest expense | 41,345,000 | 89,318,000 | 141,797,000 | 199,018,000 |
| Provision for loan losses | 895,000 | 1,444,000 | 2,044,000 | 3,119,000 |
| Pretax income | 6,270,000 | 12,747,000 | 19,725,000 | 27,153,000 |
| Income tax | 2,207,000 | 4,487,000 | 5,718,000 | 8,332,000 |
| Net income | 4,063,000 | 8,260,000 | 14,007,000 | 18,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,156,000 | 84,353,000 | 90,100,000 | 94,169,000 |
| Total capital | 82,133,000 | 86,445,000 | 92,172,000 | 96,629,000 |
| Risk-weighted assets | 398,201,000 | 398,488,000 | 474,763,000 | 504,402,000 |