Call reports 2001
WORLD'S FOREMOST BANK — 2001
What WORLD'S FOREMOST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,584,000 | 93,513,000 | 136,775,000 | 112,385,000 |
| Total loans | 36,770,000 | 46,091,000 | 62,350,000 | 38,217,000 |
| Allowance for loan losses | 90,000 | 556,000 | 700,000 | 1,000,000 |
| Securities available for sale | 0 | 0 | 22,404,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 53,792,000 | 67,655,000 | 68,255,000 |
| Interest-bearing deposits | 500,000 | 53,792,000 | 67,655,000 | 68,255,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 19,923,000 | 20,586,000 | 22,514,000 | 24,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 2,221,000 | 4,458,000 | 13,921,000 |
| Interest expense | 37,000 | 659,000 | 1,534,000 | 2,470,000 |
| Net interest income | 230,000 | 1,562,000 | 2,924,000 | 11,451,000 |
| Noninterest income | 1,082,000 | 13,041,000 | 27,634,000 | 36,188,000 |
| Noninterest expense | 954,000 | 12,342,000 | 24,817,000 | 38,977,000 |
| Provision for loan losses | 84,000 | 2,010,000 | 2,566,000 | 3,038,000 |
| Pretax income | 274,000 | 251,000 | 3,175,000 | 5,624,000 |
| Income tax | 83,000 | 97,000 | 1,211,000 | 1,968,000 |
| Net income | 191,000 | 154,000 | 1,964,000 | 3,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,923,000 | 18,445,000 | 21,341,000 | 23,885,000 |
| Total capital | 20,013,000 | 19,001,000 | 22,041,000 | 24,885,000 |
| Risk-weighted assets | 114,511,000 | 189,130,000 | 213,650,000 | 150,510,000 |