Call reports 2025
LIBERTY BANK FOR SAVINGS — 2025
What LIBERTY BANK FOR SAVINGS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 857,235,000 | 861,081,000 | 864,306,000 | 856,258,000 |
| Total loans | 559,447,000 | 555,976,000 | 552,406,000 | 554,783,000 |
| Allowance for loan losses | 3,114,000 | 3,114,000 | 3,062,000 | 2,806,000 |
| Securities available for sale | 262,281,000 | 267,018,000 | 284,993,000 | 271,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 652,112,000 | 653,480,000 | 653,706,000 | 644,622,000 |
| Interest-bearing deposits | 584,808,000 | 583,661,000 | 581,810,000 | 576,832,000 |
| Noninterest-bearing deposits | 67,304,000 | 69,819,000 | 71,896,000 | 67,790,000 |
| Equity capital | 195,801,000 | 198,379,000 | 200,729,000 | 202,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,434,000 | 15,023,000 | 22,872,000 | 30,930,000 |
| Interest expense | 2,542,000 | 5,030,000 | 7,514,000 | 9,949,000 |
| Net interest income | 4,892,000 | 9,993,000 | 15,358,000 | 20,981,000 |
| Noninterest income | 471,000 | 1,253,000 | 1,816,000 | 2,304,000 |
| Noninterest expense | 4,955,000 | 9,749,000 | 14,894,000 | 20,071,000 |
| Provision for loan losses | 0 | 0 | 0 | -280,000 |
| Pretax income | 310,000 | 1,135,000 | 1,918,000 | 3,132,000 |
| Income tax | 23,000 | 151,000 | 324,000 | 587,000 |
| Net income | 287,000 | 984,000 | 1,594,000 | 2,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,955,000 | 207,652,000 | 208,262,000 | 209,212,000 |
| Total capital | 210,069,000 | 210,766,000 | 211,324,000 | 212,018,000 |
| Risk-weighted assets | 412,616,000 | 409,135,000 | 408,012,000 | 356,351,000 |