Call reports 2024
LIBERTY BANK FOR SAVINGS — 2024
What LIBERTY BANK FOR SAVINGS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 845,580,000 | 848,593,000 | 851,063,000 | 861,804,000 |
| Total loans | 528,773,000 | 551,424,000 | 565,210,000 | 563,790,000 |
| Allowance for loan losses | 3,017,000 | 3,022,000 | 3,016,000 | 3,016,000 |
| Securities available for sale | 283,856,000 | 267,099,000 | 258,097,000 | 260,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 646,882,000 | 647,569,000 | 644,150,000 | 659,755,000 |
| Interest-bearing deposits | 583,624,000 | 579,963,000 | 580,903,000 | 589,536,000 |
| Noninterest-bearing deposits | 63,258,000 | 67,606,000 | 63,247,000 | 70,219,000 |
| Equity capital | 188,436,000 | 189,273,000 | 195,175,000 | 192,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,477,000 | 13,133,000 | 20,116,000 | 27,265,000 |
| Interest expense | 2,349,000 | 4,828,000 | 7,558,000 | 10,278,000 |
| Net interest income | 4,128,000 | 8,305,000 | 12,558,000 | 16,987,000 |
| Noninterest income | 591,000 | 1,015,000 | 1,548,000 | 2,003,000 |
| Noninterest expense | 4,477,000 | 8,978,000 | 13,698,000 | 18,453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 242,000 | 342,000 | 408,000 | 537,000 |
| Income tax | 60,000 | 85,000 | 82,000 | 107,000 |
| Net income | 182,000 | 257,000 | 326,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,419,000 | 206,495,000 | 206,565,000 | 206,668,000 |
| Total capital | 209,436,000 | 209,517,000 | 209,580,000 | 209,684,000 |
| Risk-weighted assets | 399,442,000 | 409,741,000 | 411,235,000 | 414,255,000 |