Call reports 2023
LIBERTY BANK FOR SAVINGS — 2023
What LIBERTY BANK FOR SAVINGS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 863,805,000 | 856,798,000 | 854,730,000 | 861,166,000 |
| Total loans | 505,983,000 | 511,692,000 | 518,694,000 | 530,517,000 |
| Allowance for loan losses | 3,015,000 | 3,019,000 | 3,019,000 | 3,020,000 |
| Securities available for sale | 324,603,000 | 312,243,000 | 300,538,000 | 298,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 658,833,000 | 662,906,000 | 662,802,000 | 655,073,000 |
| Interest-bearing deposits | 595,351,000 | 599,200,000 | 593,678,000 | 588,833,000 |
| Noninterest-bearing deposits | 63,482,000 | 63,706,000 | 69,124,000 | 66,240,000 |
| Equity capital | 185,292,000 | 183,937,000 | 181,299,000 | 189,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,863,000 | 12,095,000 | 18,235,000 | 24,656,000 |
| Interest expense | 924,000 | 2,363,000 | 4,161,000 | 6,320,000 |
| Net interest income | 4,939,000 | 9,732,000 | 14,074,000 | 18,336,000 |
| Noninterest income | 481,000 | 886,000 | 1,290,000 | 1,676,000 |
| Noninterest expense | 4,732,000 | 9,177,000 | 13,697,000 | 18,242,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 479,000 | 1,232,000 | 1,458,000 | 1,561,000 |
| Income tax | 100,000 | 274,000 | 317,000 | 346,000 |
| Net income | 379,000 | 958,000 | 1,141,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 205,403,000 | 205,981,000 | 206,163,000 | 206,238,000 |
| Total capital | 208,418,000 | 209,000,000 | 209,182,000 | 209,258,000 |
| Risk-weighted assets | 390,858,000 | 391,109,000 | 397,230,000 | 400,910,000 |