Call reports 2022
LIBERTY BANK FOR SAVINGS — 2022
What LIBERTY BANK FOR SAVINGS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 899,034,000 | 895,416,000 | 888,136,000 | 881,478,000 |
| Total loans | 483,860,000 | 501,756,000 | 507,142,000 | 511,011,000 |
| Allowance for loan losses | 3,039,000 | 3,036,000 | 3,034,000 | 3,023,000 |
| Securities available for sale | 386,054,000 | 362,922,000 | 345,359,000 | 336,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 695,036,000 | 695,729,000 | 696,130,000 | 676,366,000 |
| Interest-bearing deposits | 628,238,000 | 627,313,000 | 624,278,000 | 606,859,000 |
| Noninterest-bearing deposits | 66,798,000 | 68,416,000 | 71,852,000 | 69,507,000 |
| Equity capital | 192,448,000 | 186,905,000 | 178,423,000 | 181,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,451,000 | 11,039,000 | 16,679,000 | 22,494,000 |
| Interest expense | 337,000 | 661,000 | 988,000 | 1,457,000 |
| Net interest income | 5,114,000 | 10,378,000 | 15,691,000 | 21,037,000 |
| Noninterest income | 357,000 | 704,000 | 1,229,000 | 1,584,000 |
| Noninterest expense | 4,726,000 | 9,585,000 | 14,342,000 | 19,080,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 745,000 | 1,497,000 | 2,578,000 | 3,541,000 |
| Income tax | 159,000 | 317,000 | 542,000 | 773,000 |
| Net income | 586,000 | 1,180,000 | 2,036,000 | 2,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 202,840,000 | 203,434,000 | 204,289,000 | 205,022,000 |
| Total capital | 205,880,000 | 206,470,000 | 207,322,000 | 208,045,000 |
| Risk-weighted assets | 377,052,000 | 387,600,000 | 394,901,000 | 397,529,000 |