Call reports 2021
LIBERTY BANK FOR SAVINGS — 2021
What LIBERTY BANK FOR SAVINGS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 888,741,000 | 904,473,000 | 901,046,000 | 910,613,000 |
| Total loans | 476,769,000 | 486,735,000 | 488,821,000 | 489,809,000 |
| Allowance for loan losses | 3,138,000 | 3,097,000 | 3,094,000 | 3,094,000 |
| Securities available for sale | 356,059,000 | 356,852,000 | 385,815,000 | 394,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 669,540,000 | 688,090,000 | 684,231,000 | 696,775,000 |
| Interest-bearing deposits | 609,686,000 | 618,161,000 | 617,505,000 | 628,470,000 |
| Noninterest-bearing deposits | 59,854,000 | 69,929,000 | 66,726,000 | 68,305,000 |
| Equity capital | 205,250,000 | 206,093,000 | 205,735,000 | 204,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,263,000 | 10,535,000 | 16,060,000 | 21,393,000 |
| Interest expense | 629,000 | 1,171,000 | 1,614,000 | 1,994,000 |
| Net interest income | 4,634,000 | 9,364,000 | 14,446,000 | 19,399,000 |
| Noninterest income | 544,000 | 1,069,000 | 1,474,000 | 1,872,000 |
| Noninterest expense | 4,344,000 | 8,679,000 | 13,024,000 | 17,494,000 |
| Provision for loan losses | -3,000 | -3,000 | -3,000 | -3,000 |
| Pretax income | 837,000 | 1,757,000 | 2,932,000 | 3,813,000 |
| Income tax | 164,000 | 333,000 | 611,000 | 807,000 |
| Net income | 673,000 | 1,424,000 | 2,321,000 | 3,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,921,000 | 200,674,000 | 201,570,000 | 202,254,000 |
| Total capital | 203,059,000 | 203,771,000 | 204,664,000 | 205,348,000 |
| Risk-weighted assets | 360,969,000 | 368,394,000 | 371,189,000 | 374,926,000 |