Call reports 2020
LIBERTY BANK FOR SAVINGS — 2020
What LIBERTY BANK FOR SAVINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 849,334,000 | 872,761,000 | 868,509,000 | 880,124,000 |
| Total loans | 481,920,000 | 477,423,000 | 446,793,000 | 439,052,000 |
| Allowance for loan losses | 3,291,000 | 3,287,000 | 3,276,000 | 3,153,000 |
| Securities available for sale | 326,837,000 | 338,625,000 | 342,387,000 | 341,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 634,712,000 | 654,835,000 | 651,019,000 | 663,016,000 |
| Interest-bearing deposits | 587,980,000 | 596,746,000 | 597,248,000 | 603,246,000 |
| Noninterest-bearing deposits | 46,732,000 | 58,089,000 | 53,771,000 | 59,770,000 |
| Equity capital | 204,967,000 | 206,053,000 | 206,033,000 | 206,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,397,000 | 12,530,000 | 18,360,000 | 23,910,000 |
| Interest expense | 1,429,000 | 2,684,000 | 3,734,000 | 4,570,000 |
| Net interest income | 4,968,000 | 9,846,000 | 14,626,000 | 19,340,000 |
| Noninterest income | 439,000 | 831,000 | 1,358,000 | 1,727,000 |
| Noninterest expense | 4,472,000 | 8,484,000 | 12,809,000 | 17,114,000 |
| Provision for loan losses | -1,000 | -2,000 | -2,000 | -2,000 |
| Pretax income | 937,000 | 2,257,000 | 3,239,000 | 4,017,000 |
| Income tax | 199,000 | 510,000 | 649,000 | 816,000 |
| Net income | 738,000 | 1,747,000 | 2,590,000 | 3,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,787,000 | 197,795,000 | 198,638,000 | 199,248,000 |
| Total capital | 200,078,000 | 201,082,000 | 201,914,000 | 202,400,000 |
| Risk-weighted assets | 355,612,000 | 357,430,000 | 344,722,000 | 345,045,000 |