Call reports 2018
LIBERTY BANK FOR SAVINGS — 2018
What LIBERTY BANK FOR SAVINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 830,781,000 | 826,357,000 | 819,549,000 | 824,825,000 |
| Total loans | 470,606,000 | 463,793,000 | 463,529,000 | 461,558,000 |
| Allowance for loan losses | 3,271,000 | 3,355,000 | 3,351,000 | 3,351,000 |
| Securities available for sale | 332,429,000 | 331,641,000 | 329,382,000 | 333,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,284,000 | 628,823,000 | 622,100,000 | 624,024,000 |
| Interest-bearing deposits | 580,330,000 | 579,956,000 | 581,125,000 | 581,506,000 |
| Noninterest-bearing deposits | 45,954,000 | 48,867,000 | 40,975,000 | 42,518,000 |
| Equity capital | 187,889,000 | 188,228,000 | 188,188,000 | 191,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,979,000 | 11,994,000 | 18,016,000 | 24,203,000 |
| Interest expense | 836,000 | 1,746,000 | 2,754,000 | 3,871,000 |
| Net interest income | 5,143,000 | 10,248,000 | 15,262,000 | 20,332,000 |
| Noninterest income | 378,000 | 861,000 | 1,279,000 | 1,720,000 |
| Noninterest expense | 4,552,000 | 8,857,000 | 13,189,000 | 17,468,000 |
| Provision for loan losses | -2,000 | -4,000 | -8,000 | -9,000 |
| Pretax income | 974,000 | 2,259,000 | 3,363,000 | 4,337,000 |
| Income tax | 282,000 | 562,000 | 792,000 | 959,000 |
| Net income | 692,000 | 1,697,000 | 2,571,000 | 3,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,181,000 | 191,180,000 | 192,054,000 | 192,862,000 |
| Total capital | 193,452,000 | 194,535,000 | 195,405,000 | 196,213,000 |
| Risk-weighted assets | 354,080,000 | 350,938,000 | 351,543,000 | 348,627,000 |