Call reports 2017
LIBERTY BANK FOR SAVINGS — 2017
What LIBERTY BANK FOR SAVINGS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 829,987,000 | 833,973,000 | 827,822,000 | 835,880,000 |
| Total loans | 453,541,000 | 463,921,000 | 464,445,000 | 462,482,000 |
| Allowance for loan losses | 3,424,000 | 3,344,000 | 3,343,000 | 3,341,000 |
| Securities available for sale | 347,648,000 | 338,917,000 | 333,817,000 | 347,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,374,000 | 636,119,000 | 628,901,000 | 633,908,000 |
| Interest-bearing deposits | 589,839,000 | 588,764,000 | 586,055,000 | 585,522,000 |
| Noninterest-bearing deposits | 43,535,000 | 47,355,000 | 42,846,000 | 48,386,000 |
| Equity capital | 188,210,000 | 189,274,000 | 190,328,000 | 189,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,834,000 | 11,694,000 | 17,567,000 | 23,539,000 |
| Interest expense | 637,000 | 1,276,000 | 1,975,000 | 2,734,000 |
| Net interest income | 5,197,000 | 10,418,000 | 15,592,000 | 20,805,000 |
| Noninterest income | 279,000 | 681,000 | 1,098,000 | 1,398,000 |
| Noninterest expense | 4,522,000 | 8,791,000 | 12,979,000 | 17,231,000 |
| Provision for loan losses | -2,000 | -5,000 | -220,000 | -222,000 |
| Pretax income | 956,000 | 2,313,000 | 3,870,000 | 5,133,000 |
| Income tax | 268,000 | 702,000 | 1,226,000 | 1,883,000 |
| Net income | 688,000 | 1,611,000 | 2,644,000 | 3,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,921,000 | 187,844,000 | 188,877,000 | 189,483,000 |
| Total capital | 190,345,000 | 191,188,000 | 192,220,000 | 192,825,000 |
| Risk-weighted assets | 348,666,000 | 351,780,000 | 351,543,000 | 351,562,000 |