Call reports 2004
LIBERTY BANK FOR SAVINGS — 2004
What LIBERTY BANK FOR SAVINGS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 781,913,000 | 770,408,000 | 780,153,000 | 771,379,000 |
| Total loans | 261,366,000 | 259,432,000 | 253,682,000 | 249,491,000 |
| Allowance for loan losses | 1,582,000 | 1,582,000 | 1,582,000 | 1,582,000 |
| Securities available for sale | 472,204,000 | 471,646,000 | 486,663,000 | 482,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,657,000 | 633,408,000 | 634,682,000 | 626,973,000 |
| Interest-bearing deposits | 603,341,000 | 607,754,000 | 606,304,000 | 601,196,000 |
| Noninterest-bearing deposits | 22,316,000 | 25,654,000 | 28,378,000 | 25,777,000 |
| Equity capital | 137,711,000 | 131,256,000 | 136,913,000 | 137,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 9,158,000 | 18,139,000 | 27,180,000 | 36,146,000 |
| Interest expense | 2,936,000 | 5,857,000 | 8,850,000 | 11,905,000 |
| Net interest income | 6,222,000 | 12,282,000 | 18,330,000 | 24,241,000 |
| Noninterest income | 391,000 | 702,000 | 1,108,000 | 1,443,000 |
| Noninterest expense | 4,014,000 | 7,692,000 | 11,281,000 | 14,910,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,599,000 | 5,392,000 | 8,395,000 | 11,012,000 |
| Income tax | 822,000 | 1,727,000 | 2,724,000 | 3,563,000 |
| Net income | 1,777,000 | 3,665,000 | 5,671,000 | 7,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,575,000 | 130,466,000 | 132,474,000 | 134,255,000 |
| Total capital | 130,373,000 | 132,279,000 | 134,291,000 | 136,090,000 |
| Risk-weighted assets | 282,144,000 | 282,212,000 | 289,959,000 | 287,218,000 |
Machine access — free, no API key
Every figure shown here about LIBERTY BANK FOR SAVINGS — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.