Call reports 2001
LIBERTY BANK FOR SAVINGS — 2001
What LIBERTY BANK FOR SAVINGS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 649,667,000 | 656,630,000 | 681,299,000 | 679,822,000 |
| Total loans | 324,269,000 | 356,206,000 | 376,347,000 | 371,347,000 |
| Allowance for loan losses | 1,400,000 | 1,400,000 | 1,400,000 | 1,400,000 |
| Securities available for sale | 275,624,000 | 261,467,000 | 257,442,000 | 262,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,532,000 | 539,218,000 | 555,014,000 | 554,865,000 |
| Interest-bearing deposits | 511,287,000 | 516,281,000 | 528,251,000 | 529,641,000 |
| Noninterest-bearing deposits | 21,245,000 | 22,937,000 | 26,763,000 | 25,224,000 |
| Equity capital | 109,894,000 | 110,247,000 | 116,131,000 | 116,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,676,000 | 21,255,000 | 31,783,000 | 42,459,000 |
| Interest expense | 5,986,000 | 11,970,000 | 17,711,000 | 22,887,000 |
| Net interest income | 4,690,000 | 9,285,000 | 14,072,000 | 19,572,000 |
| Noninterest income | 267,000 | 489,000 | 979,000 | 1,451,000 |
| Noninterest expense | 3,462,000 | 6,533,000 | 9,711,000 | 12,981,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,316,000 | 3,062,000 | 5,161,000 | 7,863,000 |
| Income tax | 500,000 | 1,033,000 | 1,712,000 | 2,631,000 |
| Net income | 884,000 | 2,097,000 | 3,517,000 | 5,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,108,000 | 107,321,000 | 108,738,000 | 110,514,000 |
| Total capital | 107,508,000 | 108,970,000 | 110,359,000 | 112,183,000 |
| Risk-weighted assets | 254,872,000 | 289,871,000 | 302,527,000 | 303,438,000 |