Call reports 2002
PREMIER NATIONAL BANK — 2002
What PREMIER NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,708,000 | 82,233,000 | 84,939,000 | 84,755,000 |
| Total loans | 64,126,000 | 66,459,000 | 64,805,000 | 63,140,000 |
| Allowance for loan losses | 877,000 | 863,000 | 822,000 | 814,000 |
| Securities available for sale | 7,355,000 | 6,826,000 | 7,793,000 | 7,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,997,000 | 71,128,000 | 73,860,000 | 73,487,000 |
| Interest-bearing deposits | 58,948,000 | 60,378,000 | 62,081,000 | 62,089,000 |
| Noninterest-bearing deposits | 12,049,000 | 10,750,000 | 11,779,000 | 11,398,000 |
| Equity capital | 6,619,000 | 6,883,000 | 6,980,000 | 7,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,337,000 | 2,751,000 | 4,131,000 | 5,502,000 |
| Interest expense | 609,000 | 1,178,000 | 1,748,000 | 2,299,000 |
| Net interest income | 728,000 | 1,573,000 | 2,383,000 | 3,203,000 |
| Noninterest income | 127,000 | 262,000 | 427,000 | 498,000 |
| Noninterest expense | 694,000 | 1,393,000 | 2,112,000 | 2,854,000 |
| Provision for loan losses | 43,000 | 20,000 | 242,000 | 273,000 |
| Pretax income | 120,000 | 425,000 | 459,000 | 577,000 |
| Income tax | 41,000 | 145,000 | 156,000 | 196,000 |
| Net income | 79,000 | 280,000 | 303,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,675,000 | 6,876,000 | 6,899,000 | 6,977,000 |
| Total capital | 7,521,000 | 7,728,000 | 7,721,000 | 7,791,000 |
| Risk-weighted assets | 67,683,000 | 68,152,000 | 68,700,000 | 66,517,000 |