Call reports 2001
PREMIER NATIONAL BANK — 2001
What PREMIER NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,761,000 | 72,590,000 | 81,522,000 | 85,208,000 |
| Total loans | 47,937,000 | 58,070,000 | 63,901,000 | 66,186,000 |
| Allowance for loan losses | 649,000 | 716,000 | 742,000 | 839,000 |
| Securities available for sale | 7,310,000 | 6,533,000 | 5,102,000 | 7,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,401,000 | 64,164,000 | 73,369,000 | 74,449,000 |
| Interest-bearing deposits | 52,978,000 | 56,062,000 | 62,951,000 | 63,065,000 |
| Noninterest-bearing deposits | 8,423,000 | 8,102,000 | 10,418,000 | 11,384,000 |
| Equity capital | 6,835,000 | 6,830,000 | 6,927,000 | 6,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,738,000 | 4,265,000 | 5,696,000 |
| Interest expense | 749,000 | 1,518,000 | 2,302,000 | 2,972,000 |
| Net interest income | 605,000 | 1,220,000 | 1,963,000 | 2,724,000 |
| Noninterest income | 134,000 | 227,000 | 353,000 | 115,000 |
| Noninterest expense | 607,000 | 1,266,000 | 1,968,000 | 2,677,000 |
| Provision for loan losses | 60,000 | 120,000 | 195,000 | 468,000 |
| Pretax income | 72,000 | 61,000 | 153,000 | -306,000 |
| Income tax | 29,000 | 23,000 | 58,000 | -104,000 |
| Net income | 43,000 | 38,000 | 95,000 | -202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,841,000 | 6,836,000 | 6,893,000 | 6,596,000 |
| Total capital | 7,489,000 | 7,552,000 | 7,635,000 | 7,435,000 |
| Risk-weighted assets | 53,766,000 | 61,186,000 | 67,314,000 | 69,815,000 |