Call reports 2001
FIRST STATE BANK OF TEXAS — 2001
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,153,962,000 | 2,182,238,000 | 2,153,335,000 | 2,160,328,000 |
| Total loans | 1,235,485,000 | 1,262,845,000 | 1,268,999,000 | 1,241,043,000 |
| Allowance for loan losses | 13,709,000 | 14,105,000 | 14,411,000 | 14,363,000 |
| Securities available for sale | 669,190,000 | 639,014,000 | 696,225,000 | 644,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,632,143,000 | 1,708,771,000 | 1,700,764,000 | 1,716,196,000 |
| Interest-bearing deposits | 1,440,295,000 | 1,507,649,000 | 1,509,186,000 | 1,508,572,000 |
| Noninterest-bearing deposits | 191,848,000 | 201,122,000 | 191,578,000 | 207,624,000 |
| Equity capital | 190,231,000 | 193,771,000 | 197,206,000 | 197,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 37,986,000 | 75,472,000 | 112,088,000 | 145,923,000 |
| Interest expense | 18,367,000 | 35,870,000 | 52,023,000 | 65,667,000 |
| Net interest income | 19,619,000 | 39,602,000 | 60,065,000 | 80,256,000 |
| Noninterest income | 8,865,000 | 15,290,000 | 23,582,000 | 32,018,000 |
| Noninterest expense | 21,170,000 | 39,646,000 | 60,051,000 | 83,449,000 |
| Provision for loan losses | 780,000 | 1,590,000 | 2,460,000 | 2,910,000 |
| Pretax income | 7,010,000 | 15,241,000 | 22,722,000 | 27,501,000 |
| Income tax | 2,227,000 | 4,909,000 | 7,372,000 | 7,622,000 |
| Net income | 4,783,000 | 10,332,000 | 15,350,000 | 19,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,658,000 | 156,211,000 | 156,033,000 | 161,566,000 |
| Total capital | 163,367,000 | 170,316,000 | 170,444,000 | 175,929,000 |
| Risk-weighted assets | 1,275,371,000 | 1,307,705,000 | 1,315,655,000 | 1,320,656,000 |