Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 75,422,000 | 75,881,000 | 78,690,000 | 81,922,000 |
| Total loans | 22,143,000 | 26,614,000 | 28,301,000 | 27,613,000 |
| Allowance for loan losses | 245,000 | 221,000 | 253,000 | 286,000 |
| Securities available for sale | 38,162,000 | 37,938,000 | 36,727,000 | 36,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,621,000 | 66,241,000 | 69,286,000 | 73,775,000 |
| Interest-bearing deposits | 49,300,000 | 48,246,000 | 51,260,000 | 50,675,000 |
| Noninterest-bearing deposits | 17,320,000 | 17,996,000 | 18,026,000 | 23,100,000 |
| Equity capital | 8,447,000 | 9,233,000 | 8,962,000 | 7,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,392,000 | 2,108,000 | 2,842,000 |
| Interest expense | 58,000 | 116,000 | 177,000 | 237,000 |
| Net interest income | 633,000 | 1,276,000 | 1,931,000 | 2,605,000 |
| Noninterest income | 193,000 | 392,000 | 582,000 | 755,000 |
| Noninterest expense | 559,000 | 1,092,000 | 1,630,000 | 2,185,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 70,000 |
| Pretax income | 257,000 | 537,000 | 821,000 | 1,084,000 |
| Income tax | 17,000 | 35,000 | 53,000 | 43,000 |
| Net income | 240,000 | 502,000 | 768,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,409,000 | 7,421,000 | 7,437,000 | 7,510,000 |
| Total capital | 7,654,000 | 7,642,000 | 7,690,000 | 7,796,000 |
| Risk-weighted assets | 35,703,000 | 39,359,000 | 40,535,000 | 41,088,000 |