Call reports 2015
FIRST BANK — 2015
What FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,328,000 | 69,971,000 | 73,197,000 | 74,588,000 |
| Total loans | 20,858,000 | 22,523,000 | 24,089,000 | 23,332,000 |
| Allowance for loan losses | 318,000 | 319,000 | 222,000 | 245,000 |
| Securities available for sale | 39,944,000 | 40,095,000 | 39,344,000 | 37,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,533,000 | 61,474,000 | 64,249,000 | 65,956,000 |
| Interest-bearing deposits | 48,001,000 | 47,517,000 | 50,322,000 | 47,604,000 |
| Noninterest-bearing deposits | 13,531,000 | 13,957,000 | 13,927,000 | 18,352,000 |
| Equity capital | 8,489,000 | 8,129,000 | 8,537,000 | 8,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,310,000 | 2,003,000 | 2,702,000 |
| Interest expense | 58,000 | 117,000 | 173,000 | 230,000 |
| Net interest income | 577,000 | 1,193,000 | 1,830,000 | 2,472,000 |
| Noninterest income | 160,000 | 339,000 | 551,000 | 739,000 |
| Noninterest expense | 546,000 | 1,082,000 | 1,631,000 | 2,196,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 40,000 |
| Pretax income | 187,000 | 441,000 | 707,000 | 931,000 |
| Income tax | 12,000 | 29,000 | 46,000 | 21,000 |
| Net income | 175,000 | 412,000 | 661,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,484,000 | 7,572,000 | 7,671,000 | 7,369,000 |
| Total capital | 7,802,000 | 7,891,000 | 7,893,000 | 7,614,000 |
| Risk-weighted assets | 33,144,000 | 36,040,000 | 37,830,000 | 36,708,000 |