Call reports 2013
FIRST BANK — 2013
What FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 70,122,000 | 71,527,000 | 65,242,000 | 71,470,000 |
| Total loans | 26,353,000 | 26,344,000 | 25,999,000 | 24,998,000 |
| Allowance for loan losses | 307,000 | 304,000 | 308,000 | 295,000 |
| Securities available for sale | 32,834,000 | 31,746,000 | 30,983,000 | 29,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,990,000 | 63,368,000 | 57,464,000 | 63,444,000 |
| Interest-bearing deposits | 49,003,000 | 50,715,000 | 45,098,000 | 51,679,000 |
| Noninterest-bearing deposits | 12,986,000 | 12,653,000 | 12,367,000 | 11,765,000 |
| Equity capital | 7,933,000 | 7,924,000 | 7,498,000 | 7,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,320,000 | 1,999,000 | 2,688,000 |
| Interest expense | 93,000 | 182,000 | 259,000 | 332,000 |
| Net interest income | 572,000 | 1,138,000 | 1,740,000 | 2,356,000 |
| Noninterest income | 162,000 | 459,000 | 611,000 | 820,000 |
| Noninterest expense | 523,000 | 1,101,000 | 1,599,000 | 2,143,000 |
| Provision for loan losses | 14,000 | 14,000 | 14,000 | 44,000 |
| Pretax income | 156,000 | 426,000 | 607,000 | 827,000 |
| Income tax | 10,000 | 28,000 | 39,000 | 28,000 |
| Net income | 146,000 | 398,000 | 568,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,054,000 | 7,206,000 | 7,225,000 | 7,357,000 |
| Total capital | 7,361,000 | 7,510,000 | 7,533,000 | 7,652,000 |
| Risk-weighted assets | 35,235,000 | 35,607,000 | 34,601,000 | 35,432,000 |