Call reports 2012
FIRST BANK — 2012
What FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,304,000 | 68,265,000 | 68,364,000 | 73,144,000 |
| Total loans | 25,366,000 | 25,729,000 | 27,270,000 | 26,042,000 |
| Allowance for loan losses | 246,000 | 253,000 | 297,000 | 288,000 |
| Securities available for sale | 26,997,000 | 27,528,000 | 24,085,000 | 25,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,250,000 | 60,865,000 | 60,272,000 | 64,540,000 |
| Interest-bearing deposits | 48,315,000 | 49,554,000 | 48,713,000 | 51,655,000 |
| Noninterest-bearing deposits | 13,935,000 | 11,311,000 | 11,560,000 | 12,885,000 |
| Equity capital | 6,913,000 | 7,219,000 | 7,863,000 | 8,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,547,000 | 2,314,000 | 3,015,000 |
| Interest expense | 126,000 | 247,000 | 354,000 | 448,000 |
| Net interest income | 667,000 | 1,300,000 | 1,960,000 | 2,567,000 |
| Noninterest income | 173,000 | 325,000 | 864,000 | 1,017,000 |
| Noninterest expense | 545,000 | 1,120,000 | 1,840,000 | 2,405,000 |
| Provision for loan losses | 230,000 | 254,000 | 313,000 | 337,000 |
| Pretax income | 103,000 | 249,000 | 607,000 | 754,000 |
| Income tax | 7,000 | 16,000 | 39,000 | 24,000 |
| Net income | 96,000 | 233,000 | 568,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,972,000 | 7,110,000 | 7,444,000 | 7,607,000 |
| Total capital | 7,218,000 | 7,363,000 | 7,741,000 | 7,895,000 |
| Risk-weighted assets | 36,333,000 | 36,232,000 | 35,126,000 | 34,839,000 |