Call reports 2007
FIRST BANK — 2007
What FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,351,000 | 59,551,000 | 58,925,000 | 65,210,000 |
| Total loans | 31,747,000 | 31,309,000 | 33,269,000 | 34,495,000 |
| Allowance for loan losses | 370,000 | 362,000 | 359,000 | 348,000 |
| Securities available for sale | 22,541,000 | 23,248,000 | 22,057,000 | 27,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,364,000 | 54,756,000 | 53,808,000 | 53,160,000 |
| Interest-bearing deposits | 45,205,000 | 44,735,000 | 44,134,000 | 43,669,000 |
| Noninterest-bearing deposits | 10,159,000 | 10,021,000 | 9,675,000 | 9,492,000 |
| Equity capital | 4,795,000 | 4,576,000 | 4,842,000 | 5,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,068,000 | 3,155,000 | 4,259,000 |
| Interest expense | 395,000 | 790,000 | 1,195,000 | 1,602,000 |
| Net interest income | 625,000 | 1,278,000 | 1,960,000 | 2,657,000 |
| Noninterest income | 124,000 | 254,000 | 365,000 | 490,000 |
| Noninterest expense | 399,000 | 824,000 | 1,258,000 | 1,680,000 |
| Provision for loan losses | 5,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 344,000 | 692,000 | 1,051,000 | 1,451,000 |
| Income tax | 22,000 | 45,000 | 69,000 | 85,000 |
| Net income | 322,000 | 647,000 | 982,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,652,000 | 4,677,000 | 4,711,000 | 4,895,000 |
| Total capital | 5,022,000 | 5,039,000 | 5,070,000 | 5,243,000 |
| Risk-weighted assets | 41,331,000 | 38,879,000 | 39,372,000 | 41,630,000 |