Call reports 2006
FIRST BANK — 2006
What FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,485,000 | 59,208,000 | 57,216,000 | 59,310,000 |
| Total loans | 27,338,000 | 29,854,000 | 29,791,000 | 30,631,000 |
| Allowance for loan losses | 371,000 | 360,000 | 383,000 | 375,000 |
| Securities available for sale | 26,407,000 | 25,945,000 | 24,607,000 | 24,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,737,000 | 52,125,000 | 52,321,000 | 50,555,000 |
| Interest-bearing deposits | 43,766,000 | 42,445,000 | 43,251,000 | 40,569,000 |
| Noninterest-bearing deposits | 9,970,000 | 9,680,000 | 9,070,000 | 9,986,000 |
| Equity capital | 4,557,000 | 4,264,000 | 4,602,000 | 4,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 2,056,000 | 3,070,000 | 4,104,000 |
| Interest expense | 316,000 | 674,000 | 1,057,000 | 1,451,000 |
| Net interest income | 699,000 | 1,382,000 | 2,013,000 | 2,653,000 |
| Noninterest income | 149,000 | 340,000 | 492,000 | 632,000 |
| Noninterest expense | 364,000 | 743,000 | 1,138,000 | 1,532,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 60,000 |
| Pretax income | 484,000 | 960,000 | 1,318,000 | 1,684,000 |
| Income tax | 32,000 | 62,000 | 86,000 | 95,000 |
| Net income | 452,000 | 898,000 | 1,232,000 | 1,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,493,000 | 4,438,000 | 4,523,000 | 4,580,000 |
| Total capital | 4,864,000 | 4,798,000 | 4,906,000 | 4,955,000 |
| Risk-weighted assets | 35,129,000 | 37,209,000 | 36,580,000 | 37,868,000 |