Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 52,746,000 | 53,454,000 | 55,703,000 | 55,855,000 |
| Total loans | 25,938,000 | 26,889,000 | 27,157,000 | 27,756,000 |
| Allowance for loan losses | 377,000 | 387,000 | 383,000 | 377,000 |
| Securities available for sale | 23,572,000 | 23,133,000 | 24,818,000 | 24,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,861,000 | 48,615,000 | 51,024,000 | 48,338,000 |
| Interest-bearing deposits | 37,405,000 | 39,899,000 | 42,825,000 | 40,391,000 |
| Noninterest-bearing deposits | 8,455,000 | 8,717,000 | 8,199,000 | 7,947,000 |
| Equity capital | 4,453,000 | 4,501,000 | 4,487,000 | 4,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,483,000 | 2,286,000 | 3,134,000 |
| Interest expense | 186,000 | 418,000 | 680,000 | 1,003,000 |
| Net interest income | 522,000 | 1,065,000 | 1,606,000 | 2,131,000 |
| Noninterest income | 172,000 | 337,000 | 482,000 | 611,000 |
| Noninterest expense | 367,000 | 740,000 | 1,141,000 | 1,553,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 327,000 | 562,000 | 847,000 | 1,089,000 |
| Income tax | 21,000 | 36,000 | 55,000 | 58,000 |
| Net income | 306,000 | 526,000 | 792,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,113,000 | 4,134,000 | 4,200,000 | 4,240,000 |
| Total capital | 4,490,000 | 4,521,000 | 4,583,000 | 4,617,000 |
| Risk-weighted assets | 31,049,000 | 32,140,000 | 33,999,000 | 34,169,000 |