Call reports 2004
FIRST BANK — 2004
What FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 50,510,000 | 49,346,000 | 51,215,000 | 48,982,000 |
| Total loans | 24,164,000 | 24,617,000 | 25,483,000 | 24,763,000 |
| Allowance for loan losses | 340,000 | 376,000 | 418,000 | 374,000 |
| Securities available for sale | 23,957,000 | 21,563,000 | 21,101,000 | 20,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,542,000 | 44,845,000 | 46,455,000 | 44,343,000 |
| Interest-bearing deposits | 36,733,000 | 35,611,000 | 36,879,000 | 36,107,000 |
| Noninterest-bearing deposits | 8,809,000 | 9,234,000 | 9,576,000 | 8,236,000 |
| Equity capital | 4,483,000 | 4,187,000 | 4,270,000 | 4,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,381,000 | 2,063,000 | 2,762,000 |
| Interest expense | 150,000 | 298,000 | 450,000 | 612,000 |
| Net interest income | 553,000 | 1,083,000 | 1,613,000 | 2,150,000 |
| Noninterest income | 106,000 | 200,000 | 324,000 | 449,000 |
| Noninterest expense | 350,000 | 693,000 | 1,013,000 | 1,407,000 |
| Provision for loan losses | 60,000 | 105,000 | 145,000 | 165,000 |
| Pretax income | 249,000 | 496,000 | 790,000 | 1,038,000 |
| Income tax | 78,000 | 156,000 | 239,000 | 368,000 |
| Net income | 171,000 | 340,000 | 551,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,009,000 | 3,929,000 | 3,890,000 | 4,009,000 |
| Total capital | 4,349,000 | 4,289,000 | 4,261,000 | 4,371,000 |
| Risk-weighted assets | 28,653,000 | 28,758,000 | 29,669,000 | 28,976,000 |