Call reports 2025
WESTERN NEBRASKA BANK — 2025
What WESTERN NEBRASKA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 174,189,000 | 183,247,000 | 193,775,000 | 193,387,000 |
| Total loans | 128,879,000 | 138,735,000 | 149,656,000 | 152,517,000 |
| Allowance for loan losses | 1,401,000 | 1,437,000 | 1,489,000 | 1,534,000 |
| Securities available for sale | 31,296,000 | 30,320,000 | 30,954,000 | 25,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,065,000 | 152,160,000 | 158,321,000 | 159,464,000 |
| Interest-bearing deposits | 139,315,000 | 141,284,000 | 147,626,000 | 146,490,000 |
| Noninterest-bearing deposits | 11,750,000 | 10,876,000 | 10,695,000 | 12,974,000 |
| Equity capital | 13,040,000 | 13,275,000 | 14,716,000 | 14,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,551,000 | 5,265,000 | 8,201,000 | 11,216,000 |
| Interest expense | 1,020,000 | 1,988,000 | 3,079,000 | 4,183,000 |
| Net interest income | 1,531,000 | 3,277,000 | 5,122,000 | 7,033,000 |
| Noninterest income | 222,000 | 507,000 | 802,000 | 1,132,000 |
| Noninterest expense | 1,183,000 | 2,420,000 | 3,891,000 | 5,348,000 |
| Provision for loan losses | 36,000 | 72,000 | 117,000 | 162,000 |
| Pretax income | 534,000 | 1,292,000 | 1,916,000 | 2,622,000 |
| Income tax | 85,000 | 245,000 | 319,000 | 432,000 |
| Net income | 449,000 | 1,047,000 | 1,597,000 | 2,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,498,000 | 17,053,000 | 17,608,000 | 17,555,000 |