Call reports 2024
WESTERN NEBRASKA BANK — 2024
What WESTERN NEBRASKA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 167,291,000 | 169,888,000 | 176,449,000 | 178,106,000 |
| Total loans | 125,834,000 | 127,058,000 | 131,185,000 | 131,489,000 |
| Allowance for loan losses | 1,339,000 | 1,369,000 | 1,391,000 | 1,416,000 |
| Securities available for sale | 26,592,000 | 27,286,000 | 29,990,000 | 30,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,823,000 | 151,161,000 | 147,593,000 | 145,341,000 |
| Interest-bearing deposits | 134,967,000 | 141,522,000 | 138,513,000 | 134,257,000 |
| Noninterest-bearing deposits | 12,856,000 | 9,639,000 | 9,080,000 | 11,084,000 |
| Equity capital | 12,651,000 | 12,944,000 | 13,862,000 | 12,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,342,000 | 4,808,000 | 7,347,000 | 10,003,000 |
| Interest expense | 1,033,000 | 2,055,000 | 3,147,000 | 4,257,000 |
| Net interest income | 1,309,000 | 2,753,000 | 4,200,000 | 5,746,000 |
| Noninterest income | 185,000 | 428,000 | 682,000 | 989,000 |
| Noninterest expense | 1,224,000 | 2,463,000 | 3,900,000 | 5,345,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 240,000 | 658,000 | 892,000 | 1,236,000 |
| Income tax | 22,000 | 88,000 | 128,000 | 150,000 |
| Net income | 218,000 | 570,000 | 764,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,787,000 | 16,146,000 | 16,344,000 | 16,043,000 |