Call reports 2023
WESTERN NEBRASKA BANK — 2023
What WESTERN NEBRASKA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 160,795,000 | 168,304,000 | 172,592,000 | 171,553,000 |
| Total loans | 120,357,000 | 127,297,000 | 130,445,000 | 126,457,000 |
| Allowance for loan losses | 1,209,000 | 1,239,000 | 1,278,000 | 1,309,000 |
| Securities available for sale | 27,478,000 | 27,303,000 | 26,216,000 | 27,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,752,000 | 137,565,000 | 136,786,000 | 143,759,000 |
| Interest-bearing deposits | 126,932,000 | 126,065,000 | 125,926,000 | 129,507,000 |
| Noninterest-bearing deposits | 11,820,000 | 11,500,000 | 10,860,000 | 14,252,000 |
| Equity capital | 11,855,000 | 12,154,000 | 11,756,000 | 12,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,942,000 | 4,081,000 | 6,472,000 | 8,860,000 |
| Interest expense | 527,000 | 1,206,000 | 2,087,000 | 3,130,000 |
| Net interest income | 1,415,000 | 2,875,000 | 4,385,000 | 5,730,000 |
| Noninterest income | 195,000 | 449,000 | 578,000 | 803,000 |
| Noninterest expense | 1,101,000 | 2,179,000 | 3,502,000 | 4,688,000 |
| Provision for loan losses | 0 | 40,000 | 80,000 | 120,000 |
| Pretax income | 509,000 | 1,105,000 | 1,381,000 | 1,725,000 |
| Income tax | 93,000 | 163,000 | 194,000 | 276,000 |
| Net income | 416,000 | 942,000 | 1,187,000 | 1,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,022,000 | 15,554,000 | 15,805,000 | 15,562,000 |