Call reports 2022
WESTERN NEBRASKA BANK — 2022
What WESTERN NEBRASKA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 158,267,000 | 155,414,000 | 164,859,000 | 162,919,000 |
| Total loans | 106,679,000 | 110,574,000 | 122,926,000 | 119,033,000 |
| Allowance for loan losses | 1,364,000 | 1,395,000 | 1,433,000 | 1,012,000 |
| Securities available for sale | 30,722,000 | 32,037,000 | 27,163,000 | 27,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,294,000 | 139,632,000 | 135,312,000 | 135,240,000 |
| Interest-bearing deposits | 133,793,000 | 128,480,000 | 123,082,000 | 122,015,000 |
| Noninterest-bearing deposits | 11,501,000 | 11,152,000 | 12,230,000 | 13,225,000 |
| Equity capital | 12,691,000 | 10,914,000 | 10,871,000 | 11,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 3,020,000 | 4,808,000 | 6,709,000 |
| Interest expense | 200,000 | 392,000 | 627,000 | 1,015,000 |
| Net interest income | 1,266,000 | 2,628,000 | 4,181,000 | 5,694,000 |
| Noninterest income | 197,000 | 451,000 | 680,000 | 841,000 |
| Noninterest expense | 1,131,000 | 2,110,000 | 3,388,000 | 4,526,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 1,470,000 |
| Pretax income | 302,000 | 909,000 | 1,390,000 | 543,000 |
| Income tax | 50,000 | 177,000 | 255,000 | 29,000 |
| Net income | 252,000 | 732,000 | 1,135,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,869,000 | 14,361,000 | 14,773,000 | 14,758,000 |