Call reports 2021
WESTERN NEBRASKA BANK — 2021
What WESTERN NEBRASKA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 151,427,000 | 149,378,000 | 151,313,000 | 152,528,000 |
| Total loans | 105,272,000 | 108,853,000 | 108,104,000 | 107,434,000 |
| Allowance for loan losses | 1,223,000 | 1,268,000 | 1,298,000 | 1,332,000 |
| Securities available for sale | 18,529,000 | 20,286,000 | 23,702,000 | 30,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,585,000 | 133,690,000 | 135,341,000 | 137,268,000 |
| Interest-bearing deposits | 118,169,000 | 122,771,000 | 125,368,000 | 126,145,000 |
| Noninterest-bearing deposits | 13,416,000 | 10,919,000 | 9,973,000 | 11,123,000 |
| Equity capital | 13,784,000 | 14,484,000 | 15,082,000 | 14,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,729,000 | 4,176,000 | 5,724,000 |
| Interest expense | 261,000 | 512,000 | 742,000 | 957,000 |
| Net interest income | 1,081,000 | 2,217,000 | 3,434,000 | 4,767,000 |
| Noninterest income | 290,000 | 929,000 | 1,526,000 | 1,772,000 |
| Noninterest expense | 1,016,000 | 1,971,000 | 3,000,000 | 4,155,000 |
| Provision for loan losses | 75,000 | 120,000 | 150,000 | 180,000 |
| Pretax income | 280,000 | 1,055,000 | 1,810,000 | 2,204,000 |
| Income tax | 69,000 | 215,000 | 371,000 | 448,000 |
| Net income | 211,000 | 840,000 | 1,439,000 | 1,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,898,000 | 13,539,000 | 14,150,000 | 14,004,000 |