Call reports 2020
WESTERN NEBRASKA BANK — 2020
What WESTERN NEBRASKA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 122,037,000 | 133,950,000 | 138,994,000 | 136,835,000 |
| Total loans | 100,940,000 | 106,829,000 | 110,551,000 | 107,573,000 |
| Allowance for loan losses | 1,339,000 | 1,413,000 | 1,491,000 | 1,291,000 |
| Securities available for sale | 12,665,000 | 15,549,000 | 16,737,000 | 15,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,019,000 | 111,616,000 | 115,679,000 | 117,360,000 |
| Interest-bearing deposits | 100,723,000 | 102,922,000 | 106,997,000 | 108,077,000 |
| Noninterest-bearing deposits | 8,296,000 | 8,694,000 | 8,682,000 | 9,283,000 |
| Equity capital | 12,552,000 | 13,370,000 | 13,763,000 | 13,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,509,000 | 3,024,000 | 4,369,000 | 5,801,000 |
| Interest expense | 385,000 | 680,000 | 961,000 | 1,247,000 |
| Net interest income | 1,124,000 | 2,344,000 | 3,408,000 | 4,554,000 |
| Noninterest income | 178,000 | 418,000 | 859,000 | 1,194,000 |
| Noninterest expense | 968,000 | 1,956,000 | 3,012,000 | 3,961,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 259,000 | 656,000 | 1,030,000 | 1,487,000 |
| Income tax | 53,000 | 135,000 | 193,000 | 303,000 |
| Net income | 206,000 | 521,000 | 837,000 | 1,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,067,000 | 12,401,000 | 12,740,000 | 12,673,000 |