Call reports 2019
WESTERN NEBRASKA BANK — 2019
What WESTERN NEBRASKA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 116,655,000 | 117,504,000 | 120,394,000 | 126,308,000 |
| Total loans | 92,541,000 | 94,169,000 | 98,291,000 | 101,525,000 |
| Allowance for loan losses | 1,474,000 | 1,530,000 | 1,007,000 | 1,266,000 |
| Securities available for sale | 12,069,000 | 13,026,000 | 13,257,000 | 12,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,058,000 | 105,717,000 | 105,422,000 | 104,858,000 |
| Interest-bearing deposits | 97,188,000 | 97,403,000 | 98,828,000 | 96,978,000 |
| Noninterest-bearing deposits | 7,870,000 | 8,314,000 | 6,594,000 | 7,880,000 |
| Equity capital | 10,992,000 | 11,239,000 | 12,671,000 | 12,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 2,749,000 | 4,234,000 | 5,730,000 |
| Interest expense | 432,000 | 836,000 | 1,257,000 | 1,661,000 |
| Net interest income | 962,000 | 1,913,000 | 2,977,000 | 4,069,000 |
| Noninterest income | 117,000 | 244,000 | 402,000 | 616,000 |
| Noninterest expense | 871,000 | 1,743,000 | 2,669,000 | 3,685,000 |
| Provision for loan losses | 60,000 | 120,000 | 600,000 | 860,000 |
| Pretax income | 148,000 | 294,000 | 110,000 | 140,000 |
| Income tax | 28,000 | 53,000 | -3,000 | -6,000 |
| Net income | 120,000 | 241,000 | 113,000 | 146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,251,000 | 10,392,000 | 11,784,000 | 11,839,000 |
| Total capital | 11,583,000 | 11,743,000 | 12,791,000 | 13,105,000 |
| Risk-weighted assets | 106,441,000 | 107,914,000 | 111,785,000 | 117,905,000 |