Call reports 2018
WESTERN NEBRASKA BANK — 2018
What WESTERN NEBRASKA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 109,058,000 | 114,276,000 | 121,548,000 | 122,923,000 |
| Total loans | 87,077,000 | 91,619,000 | 98,974,000 | 99,896,000 |
| Allowance for loan losses | 1,283,000 | 1,341,000 | 1,399,000 | 1,459,000 |
| Securities available for sale | 13,088,000 | 12,742,000 | 12,724,000 | 12,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,423,000 | 91,703,000 | 99,073,000 | 98,674,000 |
| Interest-bearing deposits | 82,919,000 | 84,871,000 | 92,893,000 | 91,334,000 |
| Noninterest-bearing deposits | 7,504,000 | 6,832,000 | 6,180,000 | 7,340,000 |
| Equity capital | 10,028,000 | 10,182,000 | 10,448,000 | 10,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,490,000 | 3,913,000 | 5,398,000 |
| Interest expense | 249,000 | 524,000 | 893,000 | 1,311,000 |
| Net interest income | 969,000 | 1,966,000 | 3,020,000 | 4,087,000 |
| Noninterest income | 122,000 | 255,000 | 497,000 | 616,000 |
| Noninterest expense | 742,000 | 1,601,000 | 2,422,000 | 3,369,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 289,000 | 500,000 | 915,000 | 1,094,000 |
| Income tax | 60,000 | 101,000 | 188,000 | 220,000 |
| Net income | 229,000 | 399,000 | 727,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,301,000 | 9,491,000 | 9,841,000 | 10,109,000 |
| Total capital | 10,498,000 | 10,730,000 | 11,240,000 | 11,533,000 |
| Risk-weighted assets | 100,959,000 | 105,589,000 | 113,251,000 | 113,759,000 |