Call reports 2017
WESTERN NEBRASKA BANK — 2017
What WESTERN NEBRASKA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 95,714,000 | 100,846,000 | 111,191,000 | 110,704,000 |
| Total loans | 72,991,000 | 78,372,000 | 86,700,000 | 86,858,000 |
| Allowance for loan losses | 923,000 | 966,000 | 1,183,000 | 1,242,000 |
| Securities available for sale | 12,536,000 | 13,153,000 | 13,329,000 | 12,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,309,000 | 86,529,000 | 87,389,000 | 87,315,000 |
| Interest-bearing deposits | 71,091,000 | 74,177,000 | 75,174,000 | 79,633,000 |
| Noninterest-bearing deposits | 12,218,000 | 12,352,000 | 12,215,000 | 7,682,000 |
| Equity capital | 9,949,000 | 10,094,000 | 10,111,000 | 10,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,036,000 | 3,199,000 | 4,403,000 |
| Interest expense | 158,000 | 333,000 | 526,000 | 750,000 |
| Net interest income | 845,000 | 1,703,000 | 2,673,000 | 3,653,000 |
| Noninterest income | 122,000 | 241,000 | 338,000 | 471,000 |
| Noninterest expense | 746,000 | 1,592,000 | 2,427,000 | 3,391,000 |
| Provision for loan losses | 35,000 | 80,000 | 290,000 | 350,000 |
| Pretax income | 186,000 | 270,000 | 295,000 | 381,000 |
| Income tax | 57,000 | 89,000 | 70,000 | -105,000 |
| Net income | 129,000 | 181,000 | 225,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,090,000 | 9,158,000 | 9,217,000 | 9,332,000 |
| Total capital | 10,013,000 | 10,124,000 | 10,482,000 | 10,574,000 |
| Risk-weighted assets | 84,151,000 | 91,968,000 | 101,208,000 | 101,614,000 |