Call reports 2016
WESTERN NEBRASKA BANK — 2016
What WESTERN NEBRASKA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 93,121,000 | 98,537,000 | 100,464,000 | 101,845,000 |
| Total loans | 69,372,000 | 73,750,000 | 75,191,000 | 74,625,000 |
| Allowance for loan losses | 734,000 | 766,000 | 797,000 | 886,000 |
| Securities available for sale | 13,109,000 | 12,577,000 | 12,853,000 | 13,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,520,000 | 82,782,000 | 82,178,000 | 82,815,000 |
| Interest-bearing deposits | 69,579,000 | 69,926,000 | 70,289,000 | 67,103,000 |
| Noninterest-bearing deposits | 12,941,000 | 12,856,000 | 11,889,000 | 15,712,000 |
| Equity capital | 9,780,000 | 9,943,000 | 10,119,000 | 9,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,987,000 | 3,090,000 | 4,078,000 |
| Interest expense | 143,000 | 290,000 | 451,000 | 603,000 |
| Net interest income | 827,000 | 1,697,000 | 2,639,000 | 3,475,000 |
| Noninterest income | 65,000 | 139,000 | 219,000 | 396,000 |
| Noninterest expense | 783,000 | 1,524,000 | 2,226,000 | 3,050,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 170,000 |
| Pretax income | 79,000 | 252,000 | 542,000 | 657,000 |
| Income tax | 19,000 | 63,000 | 155,000 | 186,000 |
| Net income | 60,000 | 189,000 | 387,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,791,000 | 8,928,000 | 9,133,000 | 9,039,000 |
| Total capital | 9,525,000 | 9,694,000 | 9,930,000 | 9,925,000 |
| Risk-weighted assets | 78,712,000 | 84,345,000 | 86,001,000 | 87,469,000 |