Call reports 2014
WESTERN NEBRASKA BANK — 2014
What WESTERN NEBRASKA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 65,420,000 | 66,859,000 | 69,376,000 | 74,302,000 |
| Total loans | 49,127,000 | 49,988,000 | 53,574,000 | 54,221,000 |
| Allowance for loan losses | 523,000 | 549,000 | 565,000 | 580,000 |
| Securities available for sale | 8,765,000 | 9,828,000 | 9,675,000 | 11,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,431,000 | 58,566,000 | 61,083,000 | 63,647,000 |
| Interest-bearing deposits | 48,302,000 | 50,040,000 | 50,456,000 | 50,365,000 |
| Noninterest-bearing deposits | 9,129,000 | 8,526,000 | 10,627,000 | 13,282,000 |
| Equity capital | 7,226,000 | 7,443,000 | 7,403,000 | 7,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,425,000 | 2,219,000 | 3,007,000 |
| Interest expense | 107,000 | 214,000 | 323,000 | 433,000 |
| Net interest income | 594,000 | 1,211,000 | 1,896,000 | 2,574,000 |
| Noninterest income | 53,000 | 117,000 | 180,000 | 224,000 |
| Noninterest expense | 480,000 | 912,000 | 1,353,000 | 1,868,000 |
| Provision for loan losses | 30,000 | 55,000 | 70,000 | 85,000 |
| Pretax income | 137,000 | 361,000 | 653,000 | 845,000 |
| Income tax | 33,000 | 84,000 | 185,000 | 247,000 |
| Net income | 104,000 | 277,000 | 468,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,086,000 | 6,369,000 | 6,380,000 | 6,317,000 |
| Total capital | 6,609,000 | 6,918,000 | 6,945,000 | 6,897,000 |
| Risk-weighted assets | 54,177,000 | 55,354,000 | 58,214,000 | 60,878,000 |