Call reports 2013
WESTERN NEBRASKA BANK — 2013
What WESTERN NEBRASKA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 59,925,000 | 64,029,000 | 68,849,000 | 67,378,000 |
| Total loans | 42,402,000 | 47,940,000 | 53,539,000 | 51,584,000 |
| Allowance for loan losses | 350,000 | 373,000 | 403,000 | 429,000 |
| Securities available for sale | 11,773,000 | 10,583,000 | 9,886,000 | 9,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,521,000 | 49,756,000 | 51,737,000 | 54,563,000 |
| Interest-bearing deposits | 42,459,000 | 40,966,000 | 43,533,000 | 46,180,000 |
| Noninterest-bearing deposits | 9,062,000 | 8,790,000 | 8,204,000 | 8,383,000 |
| Equity capital | 7,011,000 | 7,036,000 | 7,101,000 | 7,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,327,000 | 2,078,000 | 2,858,000 |
| Interest expense | 103,000 | 201,000 | 301,000 | 416,000 |
| Net interest income | 549,000 | 1,126,000 | 1,777,000 | 2,442,000 |
| Noninterest income | 55,000 | 96,000 | 133,000 | 165,000 |
| Noninterest expense | 460,000 | 909,000 | 1,373,000 | 1,779,000 |
| Provision for loan losses | 21,000 | 45,000 | 75,000 | 109,000 |
| Pretax income | 134,000 | 283,000 | 476,000 | 735,000 |
| Income tax | 32,000 | 42,000 | 69,000 | 138,000 |
| Net income | 102,000 | 241,000 | 407,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,691,000 | 5,960,000 | 5,938,000 | 5,964,000 |
| Total capital | 6,041,000 | 6,333,000 | 6,341,000 | 6,393,000 |
| Risk-weighted assets | 45,290,000 | 51,878,000 | 56,784,000 | 55,464,000 |