Call reports 2012
WESTERN NEBRASKA BANK — 2012
What WESTERN NEBRASKA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 34,759,000 | 36,552,000 | 60,169,000 | 61,583,000 |
| Total loans | 19,589,000 | 23,649,000 | 38,047,000 | 39,384,000 |
| Allowance for loan losses | 268,000 | 274,000 | 285,000 | 320,000 |
| Securities available for sale | 9,429,000 | 9,939,000 | 12,802,000 | 12,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,930,000 | 29,378,000 | 50,436,000 | 51,822,000 |
| Interest-bearing deposits | 25,680,000 | 25,587,000 | 40,997,000 | 40,143,000 |
| Noninterest-bearing deposits | 3,250,000 | 3,791,000 | 9,439,000 | 11,679,000 |
| Equity capital | 4,548,000 | 4,530,000 | 6,856,000 | 6,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 808,000 | 1,316,000 | 2,085,000 |
| Interest expense | 92,000 | 177,000 | 268,000 | 376,000 |
| Net interest income | 302,000 | 631,000 | 1,048,000 | 1,709,000 |
| Noninterest income | 48,000 | 120,000 | 118,000 | 156,000 |
| Noninterest expense | 283,000 | 622,000 | 963,000 | 1,484,000 |
| Provision for loan losses | 6,000 | 12,000 | 23,000 | 44,000 |
| Pretax income | 61,000 | 117,000 | 181,000 | 338,000 |
| Income tax | 4,000 | 4,000 | 20,000 | 59,000 |
| Net income | 57,000 | 113,000 | 161,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,407,000 | 3,518,000 | 5,674,000 | 5,573,000 |
| Total capital | 3,663,000 | 3,792,000 | 5,959,000 | 5,893,000 |
| Risk-weighted assets | 20,455,000 | 26,135,000 | 42,124,000 | 43,437,000 |