Call reports 2011
WESTERN NEBRASKA BANK — 2011
What WESTERN NEBRASKA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 30,012,000 | 33,150,000 | 35,172,000 | 36,085,000 |
| Total loans | 17,057,000 | 21,094,000 | 23,529,000 | 22,756,000 |
| Allowance for loan losses | 229,000 | 230,000 | 284,000 | 260,000 |
| Securities available for sale | 9,414,000 | 9,055,000 | 8,108,000 | 7,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,542,000 | 27,497,000 | 27,333,000 | 28,772,000 |
| Interest-bearing deposits | 21,780,000 | 24,832,000 | 24,168,000 | 24,779,000 |
| Noninterest-bearing deposits | 2,762,000 | 2,665,000 | 3,165,000 | 3,993,000 |
| Equity capital | 4,174,000 | 4,351,000 | 4,478,000 | 4,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 728,000 | 1,163,000 | 1,604,000 |
| Interest expense | 83,000 | 172,000 | 263,000 | 353,000 |
| Net interest income | 249,000 | 556,000 | 900,000 | 1,251,000 |
| Noninterest income | 660,000 | 703,000 | 751,000 | 790,000 |
| Noninterest expense | 239,000 | 508,000 | 796,000 | 1,110,000 |
| Provision for loan losses | 1,000 | 2,000 | 56,000 | 62,000 |
| Pretax income | 629,000 | 709,000 | 760,000 | 830,000 |
| Income tax | 196,000 | 186,000 | 186,000 | 188,000 |
| Net income | 433,000 | 523,000 | 574,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,161,000 | 3,272,000 | 3,335,000 | 3,339,000 |
| Total capital | 3,390,000 | 3,502,000 | 3,619,000 | 3,599,000 |
| Risk-weighted assets | 22,098,000 | 25,219,000 | 24,888,000 | 24,334,000 |