Call reports 2010
WESTERN NEBRASKA BANK — 2010
What WESTERN NEBRASKA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 26,052,000 | 26,913,000 | 26,587,000 | 29,969,000 |
| Total loans | 16,194,000 | 17,001,000 | 18,706,000 | 18,737,000 |
| Allowance for loan losses | 354,000 | 374,000 | 374,000 | 226,000 |
| Securities available for sale | 6,549,000 | 6,232,000 | 6,126,000 | 6,592,000 |
| Securities held to maturity | 120,000 | 120,000 | 105,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,981,000 | 21,726,000 | 21,804,000 | 25,165,000 |
| Interest-bearing deposits | 15,065,000 | 15,733,000 | 18,434,000 | 21,053,000 |
| Noninterest-bearing deposits | 5,916,000 | 5,993,000 | 3,370,000 | 4,112,000 |
| Equity capital | 2,855,000 | 2,959,000 | 3,053,000 | 3,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 643,000 | 998,000 | 351,000 |
| Interest expense | 77,000 | 153,000 | 224,000 | 73,000 |
| Net interest income | 245,000 | 490,000 | 774,000 | 278,000 |
| Noninterest income | 41,000 | 95,000 | 127,000 | 47,000 |
| Noninterest expense | 165,000 | 389,000 | 550,000 | 268,000 |
| Provision for loan losses | 14,000 | -12,000 | -12,000 | 0 |
| Pretax income | 108,000 | 221,000 | 377,000 | 106,000 |
| Income tax | 11,000 | 19,000 | 74,000 | 8,000 |
| Net income | 97,000 | 202,000 | 303,000 | 98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,895,000 | 2,991,000 | 3,056,000 | 2,725,000 |
| Total capital | 3,117,000 | 3,243,000 | 3,325,000 | 2,951,000 |
| Risk-weighted assets | 17,645,000 | 20,029,000 | 21,431,000 | 23,029,000 |