Call reports 2006
WESTERN NEBRASKA BANK — 2006
What WESTERN NEBRASKA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 22,508,000 | 23,783,000 | 24,152,000 | 24,462,000 |
| Total loans | 17,215,000 | 18,195,000 | 18,720,000 | 18,486,000 |
| Allowance for loan losses | 187,000 | 191,000 | 197,000 | 203,000 |
| Securities available for sale | 4,203,000 | 4,250,000 | 4,314,000 | 4,364,000 |
| Securities held to maturity | 110,000 | 110,000 | 110,000 | 110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,813,000 | 20,036,000 | 20,786,000 | 21,702,000 |
| Interest-bearing deposits | 17,277,000 | 17,525,000 | 18,132,000 | 18,549,000 |
| Noninterest-bearing deposits | 2,536,000 | 2,511,000 | 2,654,000 | 3,153,000 |
| Equity capital | 2,636,000 | 2,691,000 | 2,838,000 | 2,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 777,000 | 1,211,000 | 1,645,000 |
| Interest expense | 130,000 | 287,000 | 469,000 | 662,000 |
| Net interest income | 244,000 | 490,000 | 742,000 | 983,000 |
| Noninterest income | 28,000 | 53,000 | 83,000 | 110,000 |
| Noninterest expense | 171,000 | 322,000 | 492,000 | 700,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 95,000 | 209,000 | 315,000 | 369,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 8,000 |
| Net income | 93,000 | 204,000 | 308,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,734,000 | 2,834,000 | 2,939,000 | 2,741,000 |
| Total capital | 2,921,000 | 3,025,000 | 3,136,000 | 2,944,000 |
| Risk-weighted assets | 18,520,000 | 19,438,000 | 18,884,000 | 19,623,000 |