Call reports 2001
WESTERN NEBRASKA BANK — 2001
What WESTERN NEBRASKA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,208,000 | 19,518,000 | 19,399,000 | 19,322,000 |
| Total loans | 10,216,000 | 11,444,000 | 12,005,000 | 12,149,000 |
| Allowance for loan losses | 199,000 | 225,000 | 230,000 | 238,000 |
| Securities available for sale | 6,954,000 | 6,696,000 | 6,483,000 | 6,614,000 |
| Securities held to maturity | 160,000 | 160,000 | 160,000 | 160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,414,000 | 15,819,000 | 15,927,000 | 16,890,000 |
| Interest-bearing deposits | 13,394,000 | 13,707,000 | 13,423,000 | 14,368,000 |
| Noninterest-bearing deposits | 2,020,000 | 2,112,000 | 2,504,000 | 2,522,000 |
| Equity capital | 2,292,000 | 2,328,000 | 2,393,000 | 2,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 757,000 | 1,125,000 | 1,494,000 |
| Interest expense | 167,000 | 333,000 | 487,000 | 626,000 |
| Net interest income | 206,000 | 424,000 | 638,000 | 868,000 |
| Noninterest income | 34,000 | 50,000 | 77,000 | 112,000 |
| Noninterest expense | 171,000 | 336,000 | 499,000 | 710,000 |
| Provision for loan losses | 15,000 | 21,000 | 27,000 | 120,000 |
| Pretax income | 69,000 | 133,000 | 202,000 | 163,000 |
| Income tax | 11,000 | 19,000 | 28,000 | 0 |
| Net income | 58,000 | 114,000 | 174,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,268,000 | 2,328,000 | 2,372,000 | 2,232,000 |
| Total capital | 2,417,000 | 2,500,000 | 2,534,000 | 2,351,000 |
| Risk-weighted assets | 11,909,000 | 13,741,000 | 12,889,000 | 9,370,000 |