Call reports 2008
FIRST NATIONAL BANK OF MONAHANS — 2008
What FIRST NATIONAL BANK OF MONAHANS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 247,565,000 | 237,663,000 | 225,510,000 | 228,663,000 |
| Total loans | 166,016,000 | 164,397,000 | 154,492,000 | 151,519,000 |
| Allowance for loan losses | 2,481,000 | 3,555,000 | 3,218,000 | 2,014,000 |
| Securities available for sale | 33,544,000 | 32,589,000 | 32,241,000 | 27,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,325,000 | 212,708,000 | 200,140,000 | 177,627,000 |
| Interest-bearing deposits | 173,649,000 | 162,279,000 | 145,750,000 | 127,801,000 |
| Noninterest-bearing deposits | 46,676,000 | 50,429,000 | 54,390,000 | 49,826,000 |
| Equity capital | 25,402,000 | 22,997,000 | 23,078,000 | 48,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,020,000 | 7,488,000 | 10,713,000 | 13,574,000 |
| Interest expense | 1,615,000 | 2,991,000 | 4,134,000 | 5,073,000 |
| Net interest income | 2,405,000 | 4,497,000 | 6,579,000 | 8,501,000 |
| Noninterest income | 723,000 | 1,375,000 | 1,840,000 | 2,229,000 |
| Noninterest expense | 2,293,000 | 4,627,000 | 7,046,000 | 9,739,000 |
| Provision for loan losses | 71,000 | 1,483,000 | 1,483,000 | 1,501,000 |
| Pretax income | 841,000 | -161,000 | -33,000 | -421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 841,000 | -161,000 | -33,000 | -421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,231,000 | 23,582,000 | 23,480,000 | 20,821,000 |
| Total capital | 27,528,000 | 25,847,000 | 25,593,000 | 22,789,000 |
| Risk-weighted assets | 183,537,000 | 179,963,000 | 167,839,000 | 157,008,000 |