Call reports 2007
FIRST NATIONAL BANK OF MONAHANS — 2007
What FIRST NATIONAL BANK OF MONAHANS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 315,435,000 | 251,938,000 | 244,330,000 | 246,654,000 |
| Total loans | 205,755,000 | 171,127,000 | 183,030,000 | 173,167,000 |
| Allowance for loan losses | 2,747,000 | 2,271,000 | 2,449,000 | 2,453,000 |
| Securities available for sale | 54,329,000 | 24,474,000 | 27,244,000 | 33,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,628,000 | 224,729,000 | 217,803,000 | 219,703,000 |
| Interest-bearing deposits | 247,177,000 | 176,434,000 | 176,405,000 | 177,407,000 |
| Noninterest-bearing deposits | 46,451,000 | 48,295,000 | 41,398,000 | 42,296,000 |
| Equity capital | 19,935,000 | 24,600,000 | 24,488,000 | 24,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,648,000 | 11,281,000 | 15,962,000 | 20,419,000 |
| Interest expense | 2,630,000 | 5,297,000 | 7,191,000 | 9,012,000 |
| Net interest income | 3,018,000 | 5,984,000 | 8,771,000 | 11,407,000 |
| Noninterest income | 601,000 | 6,180,000 | 6,808,000 | 7,463,000 |
| Noninterest expense | 2,530,000 | 5,119,000 | 7,509,000 | 10,086,000 |
| Provision for loan losses | 793,000 | 983,000 | 1,248,000 | 1,313,000 |
| Pretax income | 296,000 | 6,062,000 | 6,816,000 | 7,465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 6,062,000 | 6,816,000 | 7,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,053,000 | 25,207,000 | 24,721,000 | 24,742,000 |
| Total capital | 22,761,000 | 27,478,000 | 27,170,000 | 27,118,000 |
| Risk-weighted assets | 216,599,000 | 185,906,000 | 195,423,000 | 189,261,000 |