Call reports 2006
FIRST NATIONAL BANK OF MONAHANS — 2006
What FIRST NATIONAL BANK OF MONAHANS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 255,458,000 | 253,016,000 | 278,596,000 | 292,827,000 |
| Total loans | 201,412,000 | 202,037,000 | 212,924,000 | 213,248,000 |
| Allowance for loan losses | 1,736,000 | 1,792,000 | 1,877,000 | 2,004,000 |
| Securities available for sale | 27,199,000 | 26,349,000 | 36,187,000 | 34,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,482,000 | 232,008,000 | 256,424,000 | 270,344,000 |
| Interest-bearing deposits | 196,919,000 | 192,502,000 | 214,448,000 | 228,067,000 |
| Noninterest-bearing deposits | 37,563,000 | 39,506,000 | 41,976,000 | 42,277,000 |
| Equity capital | 19,793,000 | 19,539,000 | 20,321,000 | 20,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,443,000 | 9,326,000 | 14,464,000 | 20,050,000 |
| Interest expense | 1,572,000 | 3,386,000 | 5,538,000 | 7,932,000 |
| Net interest income | 2,871,000 | 5,940,000 | 8,926,000 | 12,118,000 |
| Noninterest income | 456,000 | 1,003,000 | 1,657,000 | 2,191,000 |
| Noninterest expense | 2,105,000 | 4,325,000 | 6,698,000 | 9,119,000 |
| Provision for loan losses | 94,000 | 206,000 | 312,000 | 416,000 |
| Pretax income | 1,128,000 | 2,412,000 | 3,573,000 | 4,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,128,000 | 2,412,000 | 3,573,000 | 4,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,874,000 | 20,072,000 | 20,617,000 | 20,538,000 |
| Total capital | 21,610,000 | 21,864,000 | 22,494,000 | 22,542,000 |
| Risk-weighted assets | 204,570,000 | 201,663,000 | 216,194,000 | 220,424,000 |