Call reports 2004
FIRST NATIONAL BANK OF MONAHANS — 2004
What FIRST NATIONAL BANK OF MONAHANS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 181,386,000 | 194,539,000 | 200,868,000 | 199,874,000 |
| Total loans | 138,496,000 | 140,242,000 | 142,864,000 | 147,032,000 |
| Allowance for loan losses | 846,000 | 940,000 | 991,000 | 1,071,000 |
| Securities available for sale | 1,628,000 | 24,506,000 | 25,288,000 | 25,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,189,000 | 173,462,000 | 175,600,000 | 179,223,000 |
| Interest-bearing deposits | 136,172,000 | 152,886,000 | 152,286,000 | 156,592,000 |
| Noninterest-bearing deposits | 20,017,000 | 20,576,000 | 23,314,000 | 22,631,000 |
| Equity capital | 13,690,000 | 13,479,000 | 17,494,000 | 17,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,028,000 | 4,263,000 | 6,734,000 | 9,396,000 |
| Interest expense | 640,000 | 1,436,000 | 2,251,000 | 3,118,000 |
| Net interest income | 1,388,000 | 2,827,000 | 4,483,000 | 6,278,000 |
| Noninterest income | 395,000 | 790,000 | 1,293,000 | 1,811,000 |
| Noninterest expense | 1,228,000 | 2,535,000 | 3,919,000 | 5,476,000 |
| Provision for loan losses | 75,000 | 192,000 | 318,000 | 550,000 |
| Pretax income | 480,000 | 890,000 | 1,615,000 | 2,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 480,000 | 890,000 | 1,615,000 | 2,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,663,000 | 13,666,000 | 17,156,000 | 17,679,000 |
| Total capital | 14,509,000 | 14,606,000 | 18,147,000 | 18,750,000 |
| Risk-weighted assets | 139,256,000 | 127,056,000 | 150,771,000 | 153,397,000 |