Call reports 2003
FIRST NATIONAL BANK OF MONAHANS — 2003
What FIRST NATIONAL BANK OF MONAHANS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 104,046,000 | 115,755,000 | 129,261,000 | 151,227,000 |
| Total loans | 84,257,000 | 103,723,000 | 113,873,000 | 127,563,000 |
| Allowance for loan losses | 765,000 | 811,000 | 845,000 | 844,000 |
| Securities available for sale | 3,447,000 | 2,839,000 | 2,122,000 | 1,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,760,000 | 94,993,000 | 100,146,000 | 119,419,000 |
| Interest-bearing deposits | 74,284,000 | 80,363,000 | 84,079,000 | 102,686,000 |
| Noninterest-bearing deposits | 14,476,000 | 14,630,000 | 16,067,000 | 16,732,000 |
| Equity capital | 9,320,000 | 9,419,000 | 9,512,000 | 9,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,774,000 | 4,460,000 | 6,298,000 |
| Interest expense | 364,000 | 813,000 | 1,321,000 | 1,877,000 |
| Net interest income | 917,000 | 1,961,000 | 3,139,000 | 4,421,000 |
| Noninterest income | 216,000 | 587,000 | 876,000 | 1,223,000 |
| Noninterest expense | 774,000 | 1,651,000 | 2,702,000 | 4,011,000 |
| Provision for loan losses | 60,000 | 121,000 | 184,000 | 246,000 |
| Pretax income | 299,000 | 776,000 | 1,129,000 | 1,387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 299,000 | 776,000 | 1,129,000 | 1,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,251,000 | 9,359,000 | 9,487,000 | 9,234,000 |
| Total capital | 10,016,000 | 10,170,000 | 10,332,000 | 10,078,000 |
| Risk-weighted assets | 85,331,000 | 103,861,000 | 113,703,000 | 126,406,000 |